Education Department Repayment Assistance Plan (RAP) 2026 Guide
Education Department Repayment Assistance Plan (RAP): 2026 Guide to Payments, Forgiveness, and Eligibility The Education Department’s Repayment Assistance Plan (RAP) is a new income-driven repayment plan that became the primary option for federal student loan borrowers on July 1, 2026. Payments range from 1% to 10% of adjusted gross income, minus $50 per dependent**, with a **$10 minimum. Remaining balances … Read more